Valsad District Central Co. Op. Bank Ltd.

  • 02632-241424,
    02632-248725
  • vdcobank@yahoo.co.in
  • Valsad District Central Co Op Bank Welcomes You All. Click Here for latest vacancy we have

Overdrafts/Cash Credit

News
Annual General Meeting on 09/09/2015 at Monghabhai Hall, Valsad New*
ATM Card is launched on 09/09/2015 New*
Net Banking Coming Soon*
Mobile Banking Coming Soon*
Calculator
Overdrafts

What is a Cash Credit \ Overdraft Account?

This account is the primary method in which Banks lend money against the security of commodities and debt. It runs like a current account except that the money that can be withdrawn from this account is not restricted to the amount deposited in the account. Instead, the account holder is permitted to withdraw a certain sum called “limit” or “credit/overdraft facility” in excess of the amount deposited in the account.

TYPES OF CASH CREDIT \ OVERDRAFT ACCOUNT
  1. OD AGAINST DEPOSIT
  2. OD AGST INSURANCE POLCY-IND
  3. OD FOR MALIKI – IND
  4. NON AGRI CC -TREDING – IND
  5. CC – SELF HELP GROUP
  6. OD FOR SALE N SUPLY
  7. OD FOR SALARY ADVANCE
  8. PLEDGE AND HYPO OD Other
  9. OD AGAINST FERTILIZER
  10. OD FOR MARKETING
  11. OD AGST STORE/MATERIAL
  12. OD AGST PLEDGE
  13. OD AGAINST CONSUMER
  14. KISAN CREDIT CARD (KCC)

Facilities In Cash Credit \ Overdraft Account

  1. Passbook
  2. SMS Facility
  3. Statement
  4. Attractive Interest Rates
  5. CTC to CTS
  6. ATM (Coming Soon)
  7. Internet Banking (Coming Soon)
  8. NEFT & RTGS
  9. Mobile Banking & IMPS
  10. Any Branch Banking

Apply Online For Account:

Refer KYC Document List For Opening Account